Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
The holiday season leaves most people grappling with the relentless financial burden every year. If you, too, have used credit cards recklessly to shop this Christmas and failed to repay the bill, then you may have to spend the rest of the year through a financial hangover. You need to recover from the holiday spending hangover and set yourself up for the best ...
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A Roth 401(k) is among the two primary categories of 401(k) plans, and it provides considerable tax advantages to employees who save for retirement. The regular 401(k) is another major plan, and it offers substantial but different tax advantages for retirement savings.Here's everything you need to understand about Roth 401(k)s so you can decide if they're good for you ...
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A credit fraud alert is a notification placed on your credit report informing credit card issuers and credit reporting bureaus that you may have been the victim of fraud or identity theft.When should you place a fraud alert on your credit report?You can set a fraud alert on your credit report any time you suspect fraud. You should place a fraud alert on your credit ...
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Student debt is a serious problem in the U.S. Recently, the total amount of student debt in the U.S has crossed credit card debt. As the cost of higher education in the U.S is rising, more and more students are being forced to take student loans. Few of them manage to pay back the loan owing to the scary job market. Therefore, they get sucked in student debt. But ...
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Financial stability is extremely crucial and that too in the risk prone financial atmosphere that's prevalent all around. Now, talking about finances, one of the most important aspects behind a healthy financial life remains budgeting.
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Overwhelmed with your finances but don’t even know where to start with getting them in order? You have a few options: bury your head in the sand, subscribe to personal finance blogs and podcasts to learn from others, or hire a financial professional. If you’ve found your way to this article, you might be leaning towards the latter.Most of us aren’t taught the ...
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Dealing with debt can feel like a hopeless situation.You try your best to make your payments, but interest charges eat up all your progress. Next month, you’re back to square one.Sound familiar? Don’t worry:You don’t have to be stuck with debt forever. We reached out to several experts and got their best tips for how to get out of debt. Here’s what they had to ...
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One fine day when you pull up your credit report, your eyeballs almost pop out from their sockets. It’s chock full of accounts in collections! There’s medical debt collections, student loan debt collections, credit card debt collections, and more. After you get over your initial shock, you have some questions: Why should I pay off debt in collections?How can I ...
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