Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
The federal government’s tariffs and the ongoing trade war with China are already creating ripples in the US economy and stock market. And, if the predictions of financial experts come true, then we will face another economic recession in the next 12-18 months.In the last recession (which happened in 2008-2009), Americans lost jobs, homes, and businesses. God knows ...
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Many people who are in drowning in huge debts consider debt settlement to get rid of their debts. Debt settlement is a good debt repayment option as it reduces the total debt amount. You can approach your creditors for the settlement on your own. In that case, you should try to convince them about the settlement. Since they are not getting the full debt ...
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Personal finance is a topic not quite faced with detailed explanations. Some money saving tips here, some debt pay-off talks there, and some investment phrases going on and off someplace else.To end such hap-hazard discussions and bring the basics of smart money management to one place, better in a nut shell, a primitive post from the Oak View Law Group Education ...
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Thanks to the Internet boom, almost everything can be done online. Now, the question is, can you file bankruptcy online? The honest answer is, you can file bankruptcy online. But it is far more complex than ordering food online. Plus, it’s quite expensive too especially if you give the wrong information. There is yet another burning problem you need to understand ...
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You can be tricked into repaying some old debts that might have been crossed the SOL (Statute of Limitations) or have been written off. Many debt collectors are tricking consumers to snatch the money. You could be one of them if you don’t know how to deal with the zombie debt and fraud debt collectors.What does zombie debt mean?It is a debt that has been long ...
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You must have thought of settling your debts, if you believe that paying off the total debt amount is not falling under your affordability, and/or the debt is a high priority obligation for you.You have thought it the right way, I must say. Not all debts are required to be paid off in full. It is an arguable fact, but even the creditors know that a 2 or 3 year old ...
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“90% of my accounts went to collections a year back and my credit score dropped to 545.” Amanda said it with a big frown on her forehead while sipping her favorite coffee at Starbucks last week. An event manager by profession, Amanda hardly has any time to take care of her personal or financial life. She is that busy. Work is her topmost priority in life.Two weeks ...
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Nerdwallet Health has found that people in America pay 3 times more in medical debt than other debts. And, surprisingly, medical debt is rising every year. To find the reason behind this, the Nerdwallet has discovered that more than 90% of hospital bills are full of errors. And, the errors are typically in favor of hospital than patients.This report of Nerdwallet ...
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