Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
A very critical situation one faces in life is how much to save and how much to spend (including debt payments)! But there’s actually no definite answer to that question!I can never tell you how much you should save. Seriously, the more you save, the better!Money is one of the most important components of a happy and successful life! The truth is, money comes in ...
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Today the Sun is shining bright! I have cleared off my debts, my life has changed, and days seem relaxing more than ever! But still, I sometimes have this strange jerk within me that triggers my financial anxiety, especially at night! Probably I don’t have any more debts around me, but becoming debt-free didn’t erase my financial fears. It feels like ...
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It hurts when a credit card company rejects your application. If you’re planning to apply for a credit card in 2018, then use the following tips to get your application approved. 1. Mention your income: Credit score is important since it indicates how good you’re as a consumer. But it doesn’t tell the whole story. Your credit score doesn’t tell the ...
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2018 is going to be fun, and I can see that!I am planning to travel a lot this year and was doing a profound research on the places I can travel on a tight budget.Actually, there are several countries to visit on a tight budget. So I opened up the world map and started from Siberia and ended at Greenland. A complete clockwise view!Well, I was surprised to find that ...
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December is the month when you finish all financial tasks and move forward to the next year with new financial plans and goals. For example, this is the ultimate time when you should complete making charitable donations if you wish to get a tax deduction. Paul Tramontozzi, a financial planner in the New York City, has said that you should make charitable ...
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Ah, the new year is knocking at the door again. A time for celebration, reflection on how you fared in the previous year, and making new resolutions. One of the most common new year resolutions is paying off debt. Only a handful people are able to get rid of debt and achieve their new year resolution. January’s enthusiasm may die down by February if your ...
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Retirement age is supposed to mean financial stability and free from financial worries. But unfortunately, most of the senior citizen of our nation are not getting the desired financial peace in their golden age. Most of the Americans over the age of 65 are getting into debt trouble and filing bankruptcy for relief. Well, bankruptcy is one of the ...
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You won’t go looking for different debt relief options if your finances are in good shape. Isn’t it? You have chosen a debt relief option, means you’re in debt. Right? You have gathered debts because you’ve defaulted on your bill payments for a bit long. Now, you want to red rid of your debts. Whichever debt relief option you choose, ...
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