Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Choosing a frugal life is not mandatory; it is your choice whether or not you want to live your life in a frugal way. People often confuse frugality with being cheap. They think that following a frugal life force them to live a poor life. However, the concept is not true. There are some differences between being cheap and frugal. A cheapskate and a ...
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As per the IRS, in 2016, the average tax refund was about $2,860. In 2017, it is expected that almost 70% of taxpayers will receive a tax refund. Getting a big fat tax refund is satisfying, but what will you do with the money? Should you go for a trip with the money or pay your due credit card bills? According to the Bruce McClary, spokesman for the ...
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Checking credit scores may be difficult at times. If there occurs a hard pull or a hard inquiry, your scores might fall down by a few points. There is a division in the type of inquiry done on credit reports. They are soft inquiry and hard inquiry. It is better to understand what is an ‘Inquiry’ first. An inquiry is done whenever you apply for any form of ...
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Don’t have enough money to pay off your credit cards? Lost job or looking for a job? Unable to cover your household expenses? Dude, you’re in a big financial trouble. Let’s us talk about your options right now. You can opt for debt settlement provided you have a regular source of income You can opt for debt consolidation program to pay off ...
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Money management is a Herculean task to me even after reading 100 articles on money saving tips in the last 5 years. No matter how hard I work, how much money I make, it isn’t enough to fulfill my basic needs. It’s quite possible that I’m making money mistakes without even realizing it. Sometimes, I feel ashamed of myself. But it’s okay. We all make mistakes. ...
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“If a year was tucked inside of a clock, then Autumn would be the magic hour” - Victoria Erickson Do you remember your financial goals in 2017? You set them way back in January. With the festive season approaching, fall is the best time to review your financial goals and check your progress. Here are the 5 money moves you can make this fall to reach your ...
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A large number of working middle-class American families are agreeing to the fact that funding the college of their children is becoming difficult. Most of the students are funding college studies on their own. The steep rise in the college education fees is driving the college students to trade CDs, textbooks and clothes, and earn money to finance their grades ...
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What is the secret of becoming a wealthy person? Can you be a rich guy by making a lot of money? Not necessarily. I have met 3 types of people in my life. The first type The first type of people makes a lot of money but they spend all of it. The second type The second type of people consists of people who don’t make a lot of money but saves a good ...
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