Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Filing bankruptcy is itself a stressful situation. The situation worsens when you’re not aware where to start from. Since it is a legal process, you need to file it appropriately and for that you need to prepare certain documents. You might be thinking that it’s really a difficult process. Don't worry. Here’s a checklist which you can follow in order to make ...
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The following ideas could really pay off in the months ahead. You should pat yourself on the back, if you’ve successfully taken advantage of all the tax breaks you’re entitled to. But, you can let the windfall stop there. It’s certain you’ve made some of smartest tax moves of the town, but you could increase your odds of saving more money by creating a tax ...
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STUDENT LOAN DEBT - These 3 words may haunt you if you have an overwhelming student loan debt. Instead of getting nervous, check out President-elect Donald Trump’s student loan forgiveness plan and know more about how you can get rid of your student loan debt. Donald Trump’s Student Loan Forgiveness Plan Trump wants to make 2 major changes to the current ...
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Has a creditor or collection agency told you something that is abusive or anyway, a violation of your civil and federal rights? The FDCPA can appear to help you fight back against all unfair collection practices. What is the FDCPA? Whom does the FDCPA cover? What are the 7 most common FDCPA violations? What are your rights under the FDCPA? Where should you ...
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Donald Trump has trumped Hillary by 58 votes in the 2016 presidential election. Now, since the day of CFPB’s inception, Republicans have talked about stripping it down. With the surprise victory of Trump and Republicans’ dominance over the Senate, the future of the consumer watchdog isn’t looking too bright. CFPB - What lies in the future The inception ...
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The task of money management with your spouse requires a lot of hard work. According to the American Psychological Association (APA), almost ¾ of Americans experience financial stress at some time or the other. Your goal in life should be to keep your financial burden as much low as possible. If you believe in half-baked stories about money, then you’re ...
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The $1.3 trillion student loan debt has been the talk of the town for quite a long time now. But today, I’m not going to discuss anything about this overwhelming debt. Come on guys, it’s Christmas time and I hope you don’t want me to talk about student loan debt. Isn’t it? Let us focus on something else today. Don’t get panicky if you have a devastating ...
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Chances are very high that you have met someone who is already in debt. This person (who can be your friend, relative, neighbor or colleague) is financially stressed, and that’s why has decided to stop spending money on anything except bare necessities. It’s not that this person dislikes to pamper himself with gifts. But, his current financial situation doesn’t ...
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