Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Do you have bad credit due to some bad financial decisions in the past? Do you spend most of your time on finding the best credit repair company in town? If so, don’t you think that instead of paying a substantial amount to a company for repairing your credit, you should simply graduate from an unsecured credit card to a secured one? Why you should graduate to a ...
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It won’t take long for you to lose all the assets you’ve accumulated through hard work if they are not adequately protected. You can lose almost everything you’ve made in a single judgement proceeding if you’re sued; or if you file bankruptcy to resolve some kind of debt. Luckily, there are laws that protect certain kind of assets in a judgment or bankruptcy ...
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1. The Financial Institution Customer Protection Act: The federal regulators have to submit a written request to a bank for terminating any customer account. They need to give a valid reason for closing the customer account. The federal regulators have to reveal the number of accounts they requested to be terminated every year and under what legal authority. Get more ...
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Congratulations on your completion of 50 golden years of your life! Well, you are in your 50s. This time is crucial because you can’t take risks with your money and you need to prepare yourself for retirement as well. How well you can handle your money at this stage in your life will determine your financial future. So, make perfect financial moves without any ...
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Your will is a living document that can be edited and updated. As life changes, your will also needs to be revised. Are you making the mistake of keeping your will away and forgetting about it? If this is your situation, then it’s time to modify your will. Also, don’t let your emotions trigger your decision of changing the will. # When can you change your will? ...
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With an increasing number of people shopping for gifts on the Internet during the holidays, the chances for a fraud is unexpectedly high. According to the National Cyber Security Alliance’s executive director, Michael Kaiser, scammers are well aware of the people’s fervent desire to fulfill their holiday lists and mostly, in a hurry. One of the ways that ...
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Hopefully, you’ll never need to experience a lawsuit that is filed against your business. Your business, is your dream, your bread-giver, and bread-giver to all the people who work for you. Being sued is unfortunate and damaging, but you have to tackle it tactfully to avoid bigger loss. Remember, a disheartened customer or a supplier can claim that he/she had ...
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Late winter and early spring are the time when every American starts his/her tax-related tasks. With the popularity of iPhone, smartphone, android, tablet, and many more, everyone starts preferring online activities instead of paperwork. Scammers have never let this golden opportunity to go. This is the prime time when scammers are very active to steal your personal ...
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