Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
A latest internet crime report has found that elderly people in the country, are most vulnerable to romance scams. We, and when I say “we”, I mean “people who are not like me”. This is because I lost not a single dime to online dating since 2011. But, I was fortunate enough to gain a nice, red umbrella on the very first date of mine. Initially, I believed I ...
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Market research conducted by the Pew Research Center reveals that 69 percent of adults are leery regarding the way their personal data will fare the moment they are on social media.They must be shaking in their boots, as per the Crime Complaint Center (IC3) yearly report on Internet crime prepared by the FBI.In accordance to the IC3 report, social media is fast ...
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In a debt management program, the debt management company works directly with you and your creditors in order to develop an affordable repayment plan for your unsecured debts. Each month, the debtor deposits a certain amount in a bank account as per the plan, which the debt management company in turn uses to pay the creditors.Unfortunately, nowadays many scam debt ...
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There are some consumer protection Acts that have been put into effect in order to protect all the credit card users from fraudulent activities since 1970s. These Acts have been implemented by the federal government. These federal laws are very useful for all of you in order to protect the personal information, interest rate, charges and other terms related to your ...
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When an emergency comes to us, we simply grab the instant options that could help us to manage the situation. In such a situation, payday loans are extremely useful as they can give you with immediate cash and relief from your money worries as well. And this is the main reason payday loan scams are rising so fast. Remember, accumulating too many payday loans may lead ...
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According to the survey, most people think “going green” can add extra costs. This lifestyle is beyond their budget. According to them, having organic foods and keeping solar panels or other eco-friendly appliances can be expensive. So, now the big question, is it possible to live green within budget? 7 Tips for going green within budget Here goes some tips you ...
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Exemptions are provided as per the federal bankruptcy code so their amounts usually remain the same and do not necessarily change from one state to another. These federal bankruptcy exemptions permit you to safeguard a particular amount of equity in your various assets. Out of several such exemptions, the most widely used federal exemptions are homestead exemption, ...
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“Sir, I have a serious problem and desperately need your help! My debts have spiralled beyond my control and I’m bankrupt again. I don’t want to file for another bankruptcy discharge so close.”So the attorney said: ‘Ok and what do you want me to do?’She said: ‘I want you to help me in concealing my 3-million worth online trading as well as bank accounts ...
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