Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
Finally, it’s time to welcome 2015 with open arms. It’s time to forget all the financial blunders you’ve done in 2014 and prepare so that you can avoid those in the coming year. Here are 5 things that you should do to keep yourself financially principled and live a debt free life in 2015. Keep all your papers organised: Take your time and go through all your ...
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Chances are there that you'll get a bunch of gifts this holiday season - whether you welcome it or not. If you are lucky, you might find some among them handy and useful. However, if you are not, you'll end up with a basket-full of pointless gifts - like a gift card to a store that you hate like anything. Even worse, you can receive an inexpensive gift card to a place ...
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Holidays are perfect time to have fun with your families and friends. But this is also the prime time for spammers to steal your identity and make your holidays a complete disaster. An imposter may be using your personal information to obtain credit during these days when everyone is busy to complete their last-minute shopping. Above all, the whole mess can lower your ...
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Since September 2013, the most number of complaints that Consumer Financial Protection Bureau (CFPB) was against abusive debt collection. Outpowering all other types of debt, medical collections made up 52% of collection accounts on credit reports.Nowadays, medical debts have become so common that an estimated 43 million consumers with an account in collection are ...
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Is credit card still popular amongst millions of consumers? Apple Pay and other major security breaches untied the blindfold on the eyes of consumers. As a result, several credit card experts are expecting something new about the destiny of plastics. Study shows, millennials are more interested to save money and they are following the "living within the means" mantra ...
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You can find thousands of personal financial blogs on the Internet advocating different ways of saving money. Between making your monthly mortgage payments on time and keeping up with your scheduled credit card payments, saving for a rainy day fund may just seem impossible. But with the unemployment level spiraling out of control, you may find managing debt impossible ...
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Do you know what is the biggest problem of Americans? They don't know how to manage money in the first place. Most workers don't create an emergency fund, and 42% of them are unable to manage debts on their own. This is not the end. Studies reveal that 1/3 of workers can't even control their expenses every month. Needless to say, they end up spending more every month. ...
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According to WalletHub.com’s (a financial website) recent study, Tennessee has emerged as the numero uno in consumer expenditures amongst all the other states in the country. Hence, people residing in this state have been tagged as the “biggest spenders”. A statement issued by WalletHub’s Richie Bernardo says that Americans have found a fancy in blowing off ...
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