Practical guidance on debt, bankruptcy, and the financial decisions that matter most. Written by OVLG attorneys.
It is important to have not only a credit card, rather credit cards these days!The simple fact is, you miss out on great opportunities in life if you don’t use credit cards.So where is the big deal, you ask? You should be wise in managing your credit cards. Don't get lost and drained in paying off your balances.This post will not deal with the traditional questions ...
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According to the consumer watchdog FTC, every year over 9 million people have had their identity stolen. If you’re not careful, an identity thief can use your personal information for running up charges on your credit cards or draining your bank account. What is identity theft? Identity theft or identity fraud is a criminal offense where an imposter ...
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In the last few years, an increasing number of senior citizens and young adults are facing financial problems due to student loans. Young adults get a long time to pay off their student loans. They have their entire life to repay education loans. But think about the senior citizens. They won’t live long. Plus, they don’t have a regular source of income. ...
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The Harris Interactive and Credit Karma conducted a survey among 1,036 adults in America regarding financial bully. As per the report, 1 in 10 adults, who are in a committed relationship, have financially bully partner.The report also revealed that financial bully is more prevalent in young couples aged 18-34.Unfortunately, financial bully exists in many relationships ...
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The separation agreement can create an overwhelming financial time for you. Living apart while legally married can create financial confusion. You or your spouse can deny paying bills during separation.But, before you know which household bills you are supposed to pay, you shouldn’t stop paying the current bills. Are you wondering about who is liable for paying the ...
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The second biggest shopping season of the year has arrived. According to Forbes, back-to-school shoppers will spend $75.8 billion this year. But as per the new survey of the National Retail Foundation, shoppers are expected to spend $82.8 billion in 2018. This figure is almost as high as the previous year’s $83.6 billion. Families are likely to spend $684.79 each ...
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Target is back with amazing back-to-school shopping options for the students - from kindergarten to college. From crayons to dorm room essentials, Target’s got your back(pack)! You can get all the back-to-school must-haves at an incredible price at the Target store near campus on the move-in day. Recently, Mark Tritton, the Executive Vice President and Chief ...
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The effect of not paying off a debt is horrible. You will start getting reminding calls from creditors. It causes excessive stress, sleepless nights and financial crisis. The situation can be worse if your outstanding debts are sold to a collection agency.If it happens, you will start getting calls from the collection agency (CA). The agents of the collection agency ...
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