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OVLG Blog: Debt Relief, Bankruptcy and Personal Finance Advice

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6 Practical tips to overcome your biggest financial regrets
Personal Finance

6 Practical tips to overcome your biggest financial regrets

Updated Jul 12, 2018

Well, we all have financial regrets. Some accept them in front of everyone whereas others curse themselves silently. It’s a horrible feeling. Do you criticise yourself over your past financial mistakes? Do you regret your past financial decisions? Do you often ask yourself - “What if I didn’t make that decision?” Do you wish things were done differently? ...

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Will it be jail time if your debts are not paid in time?
Debt Relief

Will it be jail time if your debts are not paid in time?

Updated Jul 11, 2018

Our human civilization has seen several changes in law and regulation!The way we live today is very different from the way we used to spend our days some thousand years ago.Probably the first code of law associated with human conduct and behavior was put forward by Hammurabi! But this fact is still a matter of discourse and debate among socialists, philosophers, ...

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4 Ways to minimize Summer hang-out costs

4 Ways to minimize Summer hang-out costs

Updated Jul 5, 2018

Summer brings the much-needed warmth after long, dull, and raw winter. The branches shed the weight of the long deposited ice, small twigs try to wake up from their seemingly perpetual slumber and peep out, and the mother nature presents the fruits of her Spring labor.Likewise, you too try to break free of your prolonged inactivity and crave to feel the rays of the ...

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How to be debt-free by the age of 30 and avoid debts thereafter
Debt Relief

How to be debt-free by the age of 30 and avoid debts thereafter

Updated Jul 4, 2018

Nothing can be worse than leading a life with the burden of debts, especially if you are young and have a lot of debt. It can damage your financial future.What could be better than paying off debt early and becoming debt free sooner? I mean at the early stage of your life, at the age of 30!A lot of people are looking for ways to pay off debt early to get back a grip ...

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How does credit card consolidation affect credit score?
Credit

How does credit card consolidation affect credit score?

Updated Jul 4, 2018

“Your credit score isn’t an indication you have money. It’s an indication you have debt" - Dave RamseyCredit card debt consolidation gives a new financial life to a nation grappling with $15,983 credit card debt. It helps consumers to pay back their creditors and boost nation’s economy. But how does this debt relief option affect our credit score? Does it hurt ...

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A spending fast - Is this what you need to get out of debt fast?
Debt Relief

A spending fast - Is this what you need to get out of debt fast?

Updated Jul 4, 2018

Do you need a spending fast to get rid of debt? Well, Anna Newell Jones says so.Who the hell is this Anna Newell?She is the woman who paid off $18,000 credit card debt in just 15 months with the ‘spending fast’ approach.Before we talk about ‘spending fast’ approach in detail, let me tell you the success story of Anna Newell in brief.Anna Newell Jones got into ...

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money-is-just-a-tool-It-will-take-you-wherever-you-wish
Personal Finance

Money is Just a Tool. It’ll Take You Wherever You Wish

Updated Jul 4, 2018

Debt success stories are common these days. Every other guy out there has a story to share. Living below means, picking up a side hustle, paying more than the minimum, and blah-blah-blah. You’ll find these stories almost similar. All heard and nothing remarkable.However, there are some that leave a mark.Yes! There are some that make us think. They make us marvel. ...

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How to get monthly statements in bankruptcy
Bankruptcy

How to get monthly statements in bankruptcy

Updated Jun 26, 2018

Many of my friends find that once they file Chapter 13 bankruptcy, lenders stop sending them monthly statements. Mortgage and car lenders don’t send payment coupon books and monthly statements to debtors. Some lenders don’t even allow debtors to make online payments after filing bankruptcy. Wondering why lenders do this and what can you do if lenders take the same ...

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